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A young man analyzes his finances at his computer. Photo by Storyblocks. — Life insurance is an essential expense. However, you can avoid overpaying for your life insurance if you take the time to run some numbers and put together a plan. Here’s our step-by-step guide to help you determine how much life insurance you (and by extension, everyone you care about) will […]

How To Figure Out How Much Life Insurance You Need

August 7, 2024 in life tagged death benefit / education / Financial planning / Funeral Plans / life insurance by Cristin Dickey

A mother works and sits with her child. — It can be challenging for you to determine who will be your life insurance beneficiary. Firstly, no one wants to talk about death, but choosing the correct beneficiary is a vital decision every policyholder must make. Are you aware that naming a minor beneficiary can cause problems after the insured passes […]

Minor Beneficiary

June 21, 2023 in life tagged death benefit / Financial planning / life insurance beneficiary by Joey Hinojosa

Life Insurance Is Important Everyone knows the importance of life insurance. It provides a financial safety net for those that you leave behind. Your responsibility is to continue making monthly payments to ensure that your beneficiaries can receive the payout once you pass. The sum of money can vary by thousands or […]

Picking a Life Insurance Beneficiary

October 12, 2022 in life tagged beneficiary / death benefit / Financial planning / life insurance / life insurance beneficiary by Kayla Gonzalez

life insurance — Why You Need A Life Insurance Policy No one ever wants to think about dying, but we can live our lives much better once we know that we have a plan in place to take care of our loved ones when we are gone, and life insurance does just that. […]

Why You Need A Life Insurance Policy

March 13, 2021 in Health / life tagged business planning / death benefit / Final Expense / life insurance by Kayla Gonzalez

Final Expense Insurance — Final Expense Insurance Explained Final expense insurance is a type of permanent life insurance that provides coverage to pay for end-of-life expenses and funeral costs. You may also hear Final Expense referred to as burial insurance or funeral insurance. Facing unexpected funeral expenses, some families may take on debt, borrow […]

Final Expense Insurance Explained

November 19, 2020 in life tagged death benefit / Final Expense / Guaranteed Issue Life Insurance / simplified issue by Jenny McCann

What are Funeral Plans and why are they important? Funeral plans are essentially your final wishes. It helps guide your family and shows them what you want your funeral to look like. Usually, these plans accompany a final expense or some other type of life insurance. Funeral Plans Funeral plans […]

What are Funeral Plans and why are they important?

May 27, 2020 in life tagged cost of life insurance / death benefit / Final Expense / Financial planning / Funeral Plans by Jenny McCann

What Should You Do If You Can’t find your Loved One’s Life Policy? This is a scenario many people face daily. They know their parents have a Life insurance policy but they are not sure where the information is. Let’s say your mother, or father passes away unexpectedly. You think […]

What Should You Do If You Can’t find your Loved ...

February 27, 2020 in life tagged death benefit / life insurance / life insurance agent / life insurance beneficiary / Life Insurance claims by Jenny McCann

How Do I File A Claim for Life Insurance? Filing a Life Insurance claim is emotional. However, it is necessary. Let’s find out how you can file a claim with the least amount of paperwork and stress as possible. The first thing you should do is find out if you’re […]

How Do I File A Claim for Life Insurance?

February 26, 2020 in life tagged death benefit / life insurance agent / life insurance beneficiary / Life Insurance claims by Jenny McCann

Is Life Insurance Taxable? Life insurance is complicated. Because of that, it might seem like tax could apply to life insurance policies too. However, it’s worth noting that the death benefit is not taxable. That is 100% tax-free regardless of how much it is, $10,000 to $10 Million. However, there […]

Is Life Insurance Taxable?

February 25, 2020 in life tagged cash value / death benefit / life insurance / taxes by Jenny McCann

Charitable giving — “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” —Shannon Adler A legacy is how people remember you. One great way to build your legacy is by giving back and helping others. If you had this […]

Leave Your Legacy with Charitable Giving

June 27, 2019 in life tagged beneficiary / death benefit / Financial planning / life insurance by Jenny McCann