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With Disability Insurance Awareness Month in full swing, it’s time to shed light on what Disability insurance is. LIMRA has released a new disability awareness fact sheet with data collected by Life Happens. The Data surrounding Disability Insurance is astounding. What Is Disability Coverage? For those who do not have […]

Data surrounding Disability Insurance Shows It’s Needed More Than Ever!

May 16, 2020 in life tagged disability insurance / employer life insurance / Financial planning / insurance coverage / mental health by Jadon Sennet

How to calculate startup costs for a business Calculating startup costs is an important task for your business plan, but it will also tell you how much your business is going to cost to run on a monthly basis. Making an accurate calculation, in the beginning, can also help when […]

How to calculate startup costs for a business

May 5, 2020 in life tagged budgeting / business planning / Financial planning / Loans by Jenny McCann

Why you need a business plan A Business Plan is a great way to start with funding options. Most lenders and investors will require some type of business plan before they will consider funding your business venture. The technical definition of a business plan is “a document setting out a […]

Why you need a business plan

May 4, 2020 in life tagged bugeting / business planning / Financial planning / Loans by Jenny McCann

Could the SBA get more funding for PPP and EIDL? On Thursday, April 16th, 2020 the SBA officially exhausted all PPP (Payroll Protectin Program) and EIDL (Economic injury disaster loans) funds. This means that the applications have officially been closed and there is no longer any more funding available in […]

Could the SBA get more funding for PPP and EIDL?

April 30, 2020 in life tagged business planning / economics / Financial planning / government aid by Jenny McCann

Why the Federal Reserve Cut Interest Rates The federal reserve cut the interest rate to a point between 0.25% and 0% as a stopgap measure to prevent the market from plummeting into a free fall. Because of the coronavirus, our market has fallen into a bear market state, meaning that […]

Why the Federal Reserve Cut Interest Rates

April 3, 2020 in life tagged economics / finances / Financial planning / money by Jenny McCann

What is Key Person Life Insurance Key Person Life Insurance is life insurance that can help protect your business. Traditionally Key Person Life Insurance is used for any employee or person that is critical for your business. It could be a business partner or even an employee. Key Person Life […]

What is Key Person Life Insurance

March 22, 2020 in life tagged Financial planning / term life insurance / universal life insurance / whole life insurance by Jenny McCann

life insurance — Why do people avoid life insurance? There are various reasons why people avoid life insurance. Education plays an important role in it. People with less education tend to avoid life insurance as they are not aware of the possibilities. They also do not consider this as an expense they want […]

Why do people avoid life insurance?

March 4, 2020 in Health / life tagged finances / Financial planning / life insurance / life insurance myths / whole life insurance by Sara Awati

What is Credit and How Does it Work? Credit is defined as “the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.” from Oxford. These days credit is in the form of a lender, typically a […]

What is a Line of Credit and How Does it ...

January 13, 2020 in life tagged Credit / debt / Financial planning / money management by Jenny McCann

Secured Credit Card — What is a Secured Credit Card? It’s a card that you put make a deposit on in order to open the account. For instance, if you put down $500 to open a secure card then your line of credit is $500. You get the deposit back when you close the […]

Is a Secured Credit Card right for you?

January 12, 2020 in life tagged Credit / finances / Financial planning / personal finance by Jenny McCann

Investing in real estate is one of those things that can make or break your bank. Making a bad investment can devastate your bank account. But real estate can do even more to your bank account and net worth overall. Why Real Estate? […]

Investing in real estate

January 7, 2020 in life tagged business planning / finances / Financial planning / money management / mortgage by Jenny McCann