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man holding child in the air — The best life insurance term differs from person to person. Unlike whole or universal life insurance, term life policies offer coverage for a specific period—often 10, 20, or 30 years—at generally lower premiums. Choosing the best policy isn’t about finding a one-size-fits-all solution; it’s about matching your needs, budget, and […]

The Best Term Life Insurance Policies: What to Look For ...

August 20, 2025 in life tagged individual plans / insurance coverage / insurance industry / life insurance by Vohny Figueroa

Virtual reality man with symbol neurons in brain concept for the insurance industry's future. — The Insurance Industry in 2030 The insurance industry has constantly been evolving from its beginnings as a means for merchants to protect their cargo to its current form as a vast industry covering a broad range of risks. As we move toward 2030, the insurance industry’s future will exhibit even more significant changes. […]

Insurance Industry’s Future

March 1, 2023 in Health / life tagged future / insurance industry / technology by Jessimar Lopez

COBRA — Defining COBRA The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a program that lets eligible employees and their dependents continue their employer-sponsored health coverage if they were let go or fall under the number of hours to remain covered. Employers with 50 or more full-time employees are required to provide […]

Defining COBRA

April 21, 2021 in Health / life / Medicare tagged employer life insurance / government / insurance industry / work life by Kayla Gonzalez

Getting help is easy with Gerber Life's remote-access tools. — More people are working from home now than ever before, so it is becoming increasingly important that companies adapt and develop remote-access tools to help their employees and customers navigate their services more easily. Among the companies developing new digital agent tools is Gerber Life. Gerber Life’s remote-access tools include […]

Gerber Life’s Remote-Access Tools

September 5, 2020 in life tagged insurance industry / life insurance applications / life insurance quotes / technology by Macee Hall

insurance policies for children and grandchildren — Mutual of Omaha recently implemented a new policy allowing more flexibility when purchasing insurance policies for children and grandchildren. Grandparents can now purchase coverage for their grandchildren without the consent of the parent or the child. This policy also pays out a benefit upon the death of the insured to […]

Mutual of Omaha Grandparents Perk

September 1, 2020 in life tagged advantages of life insurance / insurance industry / life insurance by Jeffrey Cooperstein

mutual of omaha life insurance — When most people think of Mutual Of Omaha, they think of their incredible Medicare Supplement plans, but they also have a wide range of life insurance policies that could be great additions for you and your family. Term Life Insurance Term life insurance plans from Mutual Of Omaha offer plans […]

Mutual Of Omaha Life Insurance

August 22, 2020 in life tagged child life insurance plans / indexed universal life / insurance industry / life insurance / term life insurance by Jenny McCann

The coronavirus pandemic has left people with many unanswered questions, such as questioning the status of their elective healthcare procedures. Some are wondering whether or not they should keep their elective care appointments or stay away from the doctor’s office altogether. Elective services that have been suspended in previous months […]

Elective Procedures During COVID

July 12, 2020 in life tagged hospitals / illness / insurance coverage / insurance industry by Jenny McCann

With the current pandemic in full swing, agents will want to change their formula for how they do business. One of the main places they will have to consider is underwriting remotely for life insurance. One way that many have turned to during this time is remote underwriting for Life […]

Underwriting Remotely for Life Insurance: New Ways To Help Your ...

June 30, 2020 in life tagged buying life insurance / health screening / insurance industry / life insurance applications / Underwriting by Jadon Sennet

IBC — Student loans are on the rise faster than ever. Universities are charging more for education every year. College expenses compound quickly. For the class of 2018, 69% of college students took out a loan. The average student debt after graduation was about $29,800. These loans have become a huge financial […]

Pay Off Student Loans with the IBC

June 21, 2019 in life tagged individual plans / insurance industry / life insurance / student loans / whole life insurance by Jenny McCann

Even at the best of times, understanding life insurance can be a tricky undertaking. It can be so confusing that a lot of people avoid the topic altogether. Consequently, people live without important coverage designed to protect them from grave financial loss. Do not let field terminology hold you back! […]

Life Insurance Terms to Know

December 15, 2017 in life tagged education / insurance industry / life insurance / life insurance terms by Jenny McCann