life insurance

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Four states have taken the initiative and passed laws stating protecting businesses from “civil liability” for COVID-related claims. One of the four states, North Carolina, provides immunity to many different “essential businesses,” such as grocery stores and restaurants. Oklahoma, Utah, and Wyoming, however, offer immunity to anyone and everyone who […]

Protecting Businesses from COVID Claims

 in life  tagged life insurance / Loans / long term care insurance / low-income by
Life insurance ownership has fallen by 9% over the past decade according to the 2020 Insurance Barometer Study. There are many different reasons for the decline, most notably due to the decline in employer-paid group life insurance benefits over the past 10 years. This drop although sharp has not caused […]

Life Insurance Ownership has Fallen in 2020 But The Need Is ...

 in life  tagged life insurance / life insurance agent / life insurance terms / long term care insurance by
What is Single Premium Life Insurance? What is Single-Premium Life Insurance? According to Investopedia, this type of insurance charges the policyholder a single up-front premium payment to fully fund the policy.  Single-Premium Life (SPL) Insurance can be a good option for those who want to pay a lump sum and […]

What is Single Premium Life Insurance?

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What is Guaranteed Issue Life Insurance? Guaranteed issue Life Insurance is defined as “Guaranteed issue life insurance (or guaranteed acceptance life insurance) is a life insurance policy with no health qualifications.” states Investopedia. These policies are usually faced towards the elderly, or those with serious medical issues, including those with […]

What is Guaranteed Issue Life Insurance?

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