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Yearly Archives: 2020

Can you Add More Insurance to a Whole Life Policy without going through underwriting? There are a few reasons you may be interested in doing something like this. Let’s say you got the policy when you were 21. It’s a Whole Life Insurance Policy, and you recently started a family. […]

Can you Add More Insurance to a Whole Life Policy?

March 3, 2020 in life tagged cash value / life insurance / life insurance riders / Underwriting / whole life insurance by Jenny McCann

What options are there for Senior Life Insurance Policy Believe it or not, there are options out there for Seniors to get the life insurance they need. We are strong believers in the power of Life Insurance. It’s important to protect yourself and your family. But the question is, what […]

What options are there for senior life insurance

March 2, 2020 in life tagged elderly / Guaranteed Issue Life Insurance / life insurance by Jenny McCann

Could Vaping Cause Higher Life Insurance Costs? Vaping is said to be significantly worse than smoking a cigarette or cigar. Vaping has to lead to dozens of deaths due to the chemicals inside. This puts pressure on underwriters to either exclude vapers from insurance coverage or charge them higher rates. […]

Could Vaping Cause Higher Life Insurance Costs?

March 1, 2020 in life tagged cost of life insurance / healthy living / life insurance / life insurance applications / Smoking by Jenny McCann

Vegetarian — The most recent State of the Union address emphasized the future success of schoolchildren. However, the USDA seems to be aiming for the opposite of success for today’s youth. The new “School Meals Flexibilities” rule may prove harmful to school-age children. What’s wrong with school meals? This new plan will […]

What’s Wrong with School Meals?

February 29, 2020 in life tagged children's health / food / fruits / healthy eating / healthy living by Jenny McCann

Why People In Their 20s’ Need Life Insurance People in their 20s and even 30s may not see much of a need for life insurance. However, it is something that can be used as a great tool. Whether saving for retirement or starting the process to become your own banker. […]

Why People In Their 20s Need Life Insurance

February 28, 2020 in life tagged cash value / cost of life insurance / life insurance / life insurance applications / mortgage by Jenny McCann

What Should You Do If You Can’t find your Loved One’s Life Policy? This is a scenario many people face daily. They know their parents have a Life insurance policy but they are not sure where the information is. Let’s say your mother, or father passes away unexpectedly. You think […]

What Should You Do If You Can’t find your Loved ...

February 27, 2020 in life tagged death benefit / life insurance / life insurance agent / life insurance beneficiary / Life Insurance claims by Jenny McCann

How Do I File A Claim for Life Insurance? Filing a Life Insurance claim is emotional. However, it is necessary. Let’s find out how you can file a claim with the least amount of paperwork and stress as possible. The first thing you should do is find out if you’re […]

How Do I File A Claim for Life Insurance?

February 26, 2020 in life tagged death benefit / life insurance agent / life insurance beneficiary / Life Insurance claims by Jenny McCann

Is Life Insurance Taxable? Life insurance is complicated. Because of that, it might seem like tax could apply to life insurance policies too. However, it’s worth noting that the death benefit is not taxable. That is 100% tax-free regardless of how much it is, $10,000 to $10 Million. However, there […]

Is Life Insurance Taxable?

February 25, 2020 in life tagged cash value / death benefit / life insurance / taxes by Jenny McCann

Meeting a Newborn: Etiquette There are rules to follow when meeting a newborn, certain etiquette, to be exact. These are unspoken rules for visitors when your sister or friend has just given birth and is allowing visitors. It’s perfectly acceptable to be excited to meet the newest addition, but keep […]

Meeting a Newborn: Etiquette

February 24, 2020 in life tagged child safety / children's health / healthy living / parenting by Jenny McCann

As the weather gets warmer, drivers need to become more aware of bicycle season. So often we as drivers are not used to sharing the road with bikers. However, this could prove costly as lives are at stake: traffic accidents killed more cyclists between 2016 and ’18 than over the […]

Be Aware This Bicycle Season

February 11, 2020 in life tagged hobbies / safety / travel by Jenny McCann