Yearly Archives: 2023


Describing anxiety
Always On Edge We all know what it’s like to be afraid. Sweaty hands, a pounding heart, and racing thoughts come to mind. Our body uses fear to prepare us for potentially dangerous situations. It doesn’t feel good, but it is a necessary tool in certain situations that helps keep […]

How to Cope with Anxiety: Much More than Stress


Planning for your financial future is essential, and understanding the different retirement savings options available is key to securing your financial stability. The Individual Retirement Account (IRA) and the 401(k) plan are two popular retirement savings vehicles that offer tax advantages and cater to various financial needs and preferences. As […]

IRA and 401(k): At a Glance


Three people bicycling on the road.
Bicycling Advantages There are many ways to exercise. If you long to be outdoors, bicycling is a terrific way to stay in shape and enjoy other health benefits. What are the health benefits of bicycling? Bicycling has numerous benefits. Your health vastly improving is certainly one of the major advantages. […]

Bicycling Advantages



Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away.  When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy


When depositors run for their money from the banks, a bank failure is often inevitable.
As we go about our daily lives, we often take for granted the stability of our banking system. However, throughout history, there have been instances where banks have failed, leading to devastating consequences for individuals, businesses, and entire economies. In this article, we’ll explore what a bank failure is, why […]

What is a Bank Failure?


Two people sit and watch television.
Turning off the Television In the modern world, television is a part of daily living for many people. From youth to adulthood, television was and is present. Do we need it? Has it benefited our lives? How has television impacted children? Watching TV can be informative, educational, and entertaining, but […]

Turning off the Television



Series I bonds can be a helpful investment instrument.
Bonds are debt securities that allow investors to loan money to an entity (such as a corporation or government) for a set period. Your grandparents or relatives may have given you one and thought, “Well, I would have just preferred cash!” In all fairness, this would be a much better […]

Bonds, Bonds, Bonds



Virtual reality man with symbol neurons in brain concept for the insurance industry's future.
The Insurance Industry in 2030 The insurance industry has constantly been evolving from its beginnings as a means for merchants to protect their cargo to its current form as a vast industry covering a broad range of risks. As we move toward 2030, the insurance industry’s future will exhibit even more significant changes. […]

Insurance Industry’s Future



The differences between a Roth IRA and a traditional IRA are numerous.
If you’re saving for retirement, you’ve probably heard of both a Roth IRA and a traditional IRA. As everyday costs continue to rise and interest rates continue to increase, a traditional savings account or the picturesque piggy bank may not always be the best way to reach your financial goals. […]

Roth IRA vs Traditional IRA