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The main source of retirement income for Americans is via the use of a 401(k). However, there is another option that should be considered when stashing your cash for retirement. An indexed universal life insurance plan (IUL for short) is a life insurance policy that can help maintain and […]

Using Indexed Universal Life Insurance to Maintain and Grow Wealth

August 17, 2020 in life tagged 401k / Financial planning / Personal Finances / Retirement / retirement planning by Jeffrey Cooperstein

401(k) Plan Contribution Deadline — The standard deadline for 401(k) plan contribution is December 31st, but it is never too early to start thinking about end-of-year 401(k) plan deadlines. While it is always good to start early, there are a few different plans that have deadlines that are significantly earlier than the December 31st traditional […]

401(k) Plan Contribution Deadline

August 16, 2020 in life tagged 401k / Financial planning / money management / Personal Finances / savings account by Jenny McCann

Apple launches Path to Apple Card Apple launched a path to the Apple Card program – designed to focus on helping individuals with previously declined applications qualify for the Apple card. This four-month program sends notifications to the user’s phone with suggestions once a month on how they can better […]

Apple Launches Path to Apple Card

July 5, 2020 in life tagged budgeting / finances / Financial planning / Personal Finances / technology by Jenny McCann

What are Funeral Plans and why are they important? Funeral plans are essentially your final wishes. It helps guide your family and shows them what you want your funeral to look like. Usually, these plans accompany a final expense or some other type of life insurance. Funeral Plans Funeral plans […]

What are Funeral Plans and why are they important?

May 27, 2020 in life tagged cost of life insurance / death benefit / Final Expense / Financial planning / Funeral Plans by Jenny McCann

Life insurance — What is Disability Income Awareness Month? Disability Income awareness month is a time dedicated to making sure you have the coverage you need. Much like Life Insurance awareness month, Disability Income awareness month is here to show you how, why, and what you need in the event you do become […]

What is Disability Income Awareness Month?

May 19, 2020 in life tagged awareness month / disability insurance / Financial planning / income / insurance coverage by Jenny McCann

With Disability Insurance Awareness Month in full swing, it’s time to shed light on what Disability insurance is. LIMRA has released a new disability awareness fact sheet with data collected by Life Happens. The Data surrounding Disability Insurance is astounding. What Is Disability Coverage? For those who do not have […]

Data surrounding Disability Insurance Shows It’s Needed More Than Ever!

May 16, 2020 in life tagged disability insurance / employer life insurance / Financial planning / insurance coverage / mental health by Jadon Sennet

How to calculate startup costs for a business Calculating startup costs is an important task for your business plan, but it will also tell you how much your business is going to cost to run on a monthly basis. Making an accurate calculation, in the beginning, can also help when […]

How to calculate startup costs for a business

May 5, 2020 in life tagged budgeting / business planning / Financial planning / Loans by Jenny McCann

Why you need a business plan A Business Plan is a great way to start with funding options. Most lenders and investors will require some type of business plan before they will consider funding your business venture. The technical definition of a business plan is “a document setting out a […]

Why you need a business plan

May 4, 2020 in life tagged bugeting / business planning / Financial planning / Loans by Jenny McCann

Could the SBA get more funding for PPP and EIDL? On Thursday, April 16th, 2020 the SBA officially exhausted all PPP (Payroll Protectin Program) and EIDL (Economic injury disaster loans) funds. This means that the applications have officially been closed and there is no longer any more funding available in […]

Could the SBA get more funding for PPP and EIDL?

April 30, 2020 in life tagged business planning / economics / Financial planning / government aid by Jenny McCann

Why the Federal Reserve Cut Interest Rates The federal reserve cut the interest rate to a point between 0.25% and 0% as a stopgap measure to prevent the market from plummeting into a free fall. Because of the coronavirus, our market has fallen into a bear market state, meaning that […]

Why the Federal Reserve Cut Interest Rates

April 3, 2020 in life tagged economics / finances / Financial planning / money by Jenny McCann