Guaranteed Issue Life Insurance

we compiled these brief descriptions of guaranteed and simplified issue policies to help you decide if one of these options is the right fit for you!
You have probably heard the terms guaranteed issue and simplified issue in the past, but you may not be aware of the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information. It is important to break the info […]

Defining Guaranteed Issue and Simplified Issue

 in Health / life / Medicare  tagged Guaranteed Issue Life Insurance / insurance coverage / life insurance / medical exam / simplified issue by
Final Expense Insurance
Final Expense Insurance Explained Final expense insurance is a type of permanent life insurance that provides coverage to pay for end-of-life expenses and funeral costs. You may also hear Final Expense referred to as burial insurance or funeral insurance. Facing unexpected funeral expenses, some families may take on debt, borrow […]

Final Expense Insurance Explained

 in life  tagged death benefit / Final Expense / Guaranteed Issue Life Insurance / simplified issue by
Empower Brokerage, Inc. recently added Great Western Insurance Company (GWIC) to our list of final expense insurance carriers.
  Empower Brokerage, Inc. recently added Great Western Insurance Company (GWIC) to our list of final expense insurance carriers. GWIC is dedicated to helping people prepare for the difficult moments in their lives by protecting clients from uncovered end-of-life expenses. Both Preneed Funeral insurance and Final Expense plans are offered […]

Great Western Insurance Company Added to Carrier List

 in life  tagged Final Expense / Guaranteed Issue Life Insurance / life insurance / life insurance riders by
What is Guaranteed Issue Life Insurance? Guaranteed issue Life Insurance is defined as “Guaranteed issue life insurance (or guaranteed acceptance life insurance) is a life insurance policy with no health qualifications.” states Investopedia. These policies are usually faced towards the elderly, or those with serious medical issues, including those with […]

What is Guaranteed Issue Life Insurance?

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It’s Micah here again, and you might be wondering what I’ve learned today. It’s about Life Insurance. This is a continuation of my previous articles about Medicare. Last week I learned about life insurance, and who would have thought life insurance would be exciting? Yea, not me. I had no […]

The Power of Life Insurance

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Diabetes and Life Insurance A concern many share in regards to purchasing a life insurance policy is health. Because health does play a significant factor in acquiring a life insurance policy, people are worried their current health, as well as their medical history, may hinder their ability to get life insurance. […]

Can a History of Diabetes Affect Your Chances of Getting ...

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  Since one’s health and life connect inextricably, many are worried that their health (or previous health incidents/conditions) will disqualify them from getting life insurance. Many would prefer to avoid the medical exam that accompanies the application process altogether. In the video below, Criss Crombie, the life and financial expert, […]

Do Life Insurance Companies Require Medical Exams?

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