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Below is a long-term care insurance FAQ list that may help you understand the basics of LTC coverage. — Insurance can be confusing and overwhelming, especially if you’re considering policies that will protect you or your loved ones should something happen to you. It can be tough to discuss the final expenses or costs your family will need to take on should you pass away. It can be even […]

Basics of LTC Coverage FAQ

March 14, 2021 in life tagged assisted living / health / hospice care / insurance coverage / long term care insurance by Macee Hall

we compiled these brief descriptions of guaranteed and simplified issue policies to help you decide if one of these options is the right fit for you! — You have probably heard the terms guaranteed issue and simplified issue in the past, but you may not be aware of the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information. It is important to break the info […]

Defining Guaranteed Issue and Simplified Issue

February 15, 2021 in Health / life / Medicare tagged Guaranteed Issue Life Insurance / insurance coverage / life insurance / medical exam / simplified issue by Macee Hall

Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small business healthcare. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get […]

Small Business Healthcare

December 16, 2020 in life tagged affordable care act / group insurance / health insurance / insurance coverage by Jeffrey Cooperstein

agent during COVID-19 — The pandemic has significantly reduced the amount of in-person interaction all of us are having with our family and friends. That has even further cut down on the interaction that we have with people providing products and services like insurance agents. Even though this is the case with the COVID-19 […]

Consulting An Agent During COVID-19

September 27, 2020 in Health / life / Medicare tagged finances / Financial planning / insurance agents / insurance coverage / technology by Jenny McCann

It is important for consumers to regularly re-evaluate their life insurance policies. — You’ve worked hard to build a great career to support your family and have invested in a new life insurance policy to protect them if anything were to happen to you. The hardest part is over; you’ve taken a huge step towards protecting your loved ones from unexpected financial hardship. […]

Should I Re-evaluate My Life Insurance Policy?

September 17, 2020 in Health / life / Medicare tagged insurance coverage / life insurance / life insurance terms by Macee Hall

Lost health coverage during covid-19 — Since the start of the COVID-19 pandemic, millions of people all over America have lost their jobs and many of them remain out of work. Due to this, many of those people have lost their health coverage entirely or temporarily lost their health coverage during COVID-19. Steps To Take If […]

Lost Health Coverage During COVID-19

September 15, 2020 in Health tagged affordable care act / health insurance / insurance coverage / public health by Jenny McCann

Life Insurance Awareness Month — Real Life Stories | Ron Franco: Keeping a Dream in Place Permanent life insurance meant the Francos could tap the cash value when they bought their dream home and pay their bills when money was tight. But in the end, it was the death benefit that was there for Ron […]

Life Insurance Awareness Month: Reality Check

August 17, 2020 in life tagged advantages of life insurance / awareness month / cost of life insurance / insurance coverage / life insurance quotes by Jenny McCann

The coronavirus pandemic has left people with many unanswered questions, such as questioning the status of their elective healthcare procedures. Some are wondering whether or not they should keep their elective care appointments or stay away from the doctor’s office altogether. Elective services that have been suspended in previous months […]

Elective Procedures During COVID

July 12, 2020 in life tagged hospitals / illness / insurance coverage / insurance industry by Jenny McCann

The travel industry has taken a negative turn due to COVID-19, and many travelers found out the hard way that they were not only risking their health but their money too. However, even without the current pandemic, travelers need to make sure they are reading the fine print on their […]

Does Travel Insurance Cover Medical Expenses?

May 28, 2020 in life tagged emergency / health insurance / insurance coverage / public health / travel insurance by Jenny McCann

Life insurance — What is Disability Income Awareness Month? Disability Income awareness month is a time dedicated to making sure you have the coverage you need. Much like Life Insurance awareness month, Disability Income awareness month is here to show you how, why, and what you need in the event you do become […]

What is Disability Income Awareness Month?

May 19, 2020 in life tagged awareness month / disability insurance / Financial planning / income / insurance coverage by Jenny McCann