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Insurance riders can help you make the most of your coverage. — Do you know about insurance riders? Imagine stepping into a car dealership and only being able to choose the make and model of a vehicle, with no opportunity for upgrades or customization. You would miss out on added benefits like heated seats for those chilly winter mornings, a rearview camera […]

Insurance Riders

July 5, 2023 in life tagged benefits of life insurance / life insurance riders / long term care insurance / Personal Finances by Jose Lerma

Man writing notes about his relationship with finances — How is your relationship with money? How is your relationship with money? Finances and money represent one of the principal concerns during our adult lives. Much of our effort and quality of life will depend on how we manage our finances while we work. During this time, we must plan for […]

How is your relationship with money?

August 3, 2022 in life tagged Financial planning / money management / Personal Finances / retirement planning by Jessimar Lopez

life insurance — Looking Into Life Policies – When Do I Need It? Life insurance has always been marketed as a way to provide financial protection for your family– implying you have a spouse and/or children– should you pass away. Therefore, it can be difficult to decide whether or not you need a […]

I’m Single, Do I Need Life Insurance?

January 20, 2022 in life tagged beneficiary / Financial planning / Funeral Plans / life insurance / Personal Finances by Kayla Gonzalez

good and bad debt — Most of us have been taught that we should always avoid debt. However, there are some forms of debt that can actually help us in the long run. Understanding the difference between good and bad debt is vital to making important financial decisions and bettering your chances of future stability. […]

Good and Bad Debt

August 18, 2021 in Health / life / Medicare / Uncategorized tagged debt / finances / Loans / money management / Personal Finances by Kayla Gonzalez

On a big day for cryptocurrency in Texas, the Texas Department of Banking gave the green light for state banks to hold and manage crypto assets, last month. Banks will be allowed to offer both fiduciary and non-fiduciary services, including storing copies of keys to a digital wallet on behalf […]

Big Day for Cryptocurrency

June 19, 2021 in Health / life tagged economics / government / investing / money / Personal Finances by Jeffrey Cooperstein

qualifying events — Qualifying Events When there are certain life changes, you are given an opportunity to make some adjustments to your health plan. These changes are considered qualifying events and they allow what is considered a special enrollment period, which is any time outside of the annual open enrollment period to make […]

Qualifying Events

March 25, 2021 in Health / life / Medicare tagged health insurance / illness / Personal Finances / special enrollment period by Kayla Gonzalez

switch health plan — Time to Make the Switch with Your Health Plan When we finally decide on a health plan, it is such a feeling of relief. However, you should not get too comfortable. Life changes, so when the next open enrollment period comes around, it is a good idea to take some […]

Time to Make the Switch With Your Health Plan

March 22, 2021 in Health / life / Medicare tagged health insurance / illness / income / Personal Finances by Kayla Gonzalez

During this time of new beginnings, make sure to assess whether your current life insurance policy meets your needs or if it’s time for a life insurance review. — It’s officially 2021! With one year ending and another one beginning, you may be reminiscing about the recent changes you have experienced and considering what additional changes are yet to come, like growing your family, buying a home, or changing your career! During this time of new beginnings, make sure […]

New Beginnings: Life Changes That Call for a Life Insurance ...

December 31, 2020 in life tagged finances / future / life insurance / Personal Finances / special enrollment period by Macee Hall

Deciding how much life insurance you need can be tricky. Luckily, there are a few common approaches that you can use as a starting place. — Most people know that life insurance is an important financial investment; however, few are aware that their policies are lacking in the amount of coverage they need. Deciding on the right amount of coverage can be tricky. Many personal factors affect how much or what kind of coverage is needed. […]

How Much Life Insurance Do I Really Need?

September 23, 2020 in life tagged #assets / buying life insurance / Financial planning / life insurance / Personal Finances by Macee Hall

annuity for retirement — Recently, AIG released two great pieces of information titled Solutions For A Changing Market and Market Commentary. These discuss the recent changes in the equities market and how using an annuity for your retirement is a great way to protect yourself from the ups and downs of the market. Risk […]

Annuity For Retirement Could Protect From Changing Markets

September 21, 2020 in Health / life / Medicare tagged annuities / investing / money management / Personal Finances / Retirement by Jenny McCann