Monthly Archives: June 2019



Saving for retirement is not something you have to worry about until you’re like 40, right? That should give you enough time! This statement is fore false than quotes found on the internet. So when should you start saving for retirement? Learn how and when to start, then act on […]

When Should You Start Saving for Retirement?


IBC
Student loans are on the rise faster than ever. Universities are charging more for education every year. College expenses compound quickly. For the class of 2018, 69% of college students took out a loan. The average student debt after graduation was about $29,800. These loans have become a huge financial […]

Pay Off Student Loans with the IBC



Why is having a final expense plan so important?
The effect of life insurance is often overlooked or seems like an unnecessary expense. Sometimes life insurance is not needed. This could occur when you have enough wealth to no longer need it, or your kids are grown. If you are a young person with a family that relies on […]

The Effect of Life Insurance


What is an annuity and what are the benefits? There are many different forms of annuities that come in two separate packages called deferred and immediate. A deferred annuity means the money is invested for a period of time until it is withdrawn (annuitized). This option is popular when saving […]

What Is An Annuity


Life Insurance To understand whole life insurance, let’s look at what life insurance is. Life insurance is a contract with an insurance company. There are many different types of life insurances like whole life, term life or universal life. Premiums are paid to the insurance company and, in all but […]

Whole Life vs. Investments



Credit card debt, student loans, personal loans, medical, etc. Debt is on the rise. It has become an increasing financial burden for many. Paying off debt can be very difficult and it doesn’t go away. Is there a good solution? If you have asked yourself this question, you’re not alone. […]

Pay Off Debt with Whole Life Insurance


It’s common knowledge that we live in an age of immediate gratification. Fast food restaurants on every corner and tiny computers giving us everything we need right at our fingertips. It can be easy to get caught up in what’s happening right now. Especially if you’re in college, like me. […]

Life Insurance for College Students


special needs
Term Life insurance is insurance that pays out a sum of money on the death of the insured person. This financial payout can be important for those who have someone they care about depending on them financially. Often those who are targeted with the need for life insurance are spouses, […]

Special Needs: Life Insurance For Those Who Need Extra Help



With Father’s Day approaching, you might be looking for the perfect gift to give your dad. Instead of that new tool kit or even the comfy socks, why not give him an inexpensive gift that keeps on giving. We’re talking about a term or permanent life insurance policy! This gift […]

Father’s Day Gift Perfect For Your Dad, A Life Insurance ...