beneficiary



Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away.  When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy




Old Asian couple smiling.
Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?





Life Insurance Sales Decline According to the insurance market research associations,  policy sales fluctuate in single digit percentages each year. in 2016 alone over 290 million policies were in effect compared to the drop of about 2 million in 2017. This anomaly of a drop in policy holders has not […]

Life Insurance: Why Sales Are Declining and Why you need ...





naming beneficiaries
Naming Beneficiaries Made Simple Naming a beneficiary, or multiple beneficiaries, is a huge part of life insurance. Some people show uncertainty on who to name. While others struggle with splitting the percentage of death benefit between beneficiaries. Here is a guide to naming beneficiaries. Naming Beneficiaries for Personal Purposes Most […]

Naming Beneficiaries Made Simple