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permanent life insurance for retirement saving — Problems With Social Security: And Why You Should Not Soley Rely On It For Retirement According to the annual 2019 Social Security and Medicare Board of Trustees Report, social security will be paying out more benefits than it generates revenue in 2020. The government will have to tap into social […]

Social Security: Should You Rely On It For Retirement?

October 25, 2019 in life tagged Financial planning / permanent life insurance / Retirement / retirement planning / social security by Jenny McCann

The importance of life insurance is often overlooked or seems like an unnecessary expense. Sometimes a protection plan is not needed. This could occur when you have enough wealth to no longer need it, or your kids are grown. If you are a young person with a family that relies […]

Do I Need Life Insurance?

October 1, 2019 in life tagged Financial planning / insurance coverage / life insurance / term life insurance / whole life insurance by Jenny McCann

One of the most popular budget tools has saved people’s financial futures on countless occasions. It was popularized by Senator Elizabeth Warren, a senator of Massachusetts. She is also an author and this budget method was widespread in one of her best-selling books. The Rule The Budget Rule is 50/20/30. […]

What Is the Budget Rule?

September 29, 2019 in life tagged budgeting / debt / Financial planning / money management / Savings by Jenny McCann

The average college students between the ages of 18–23 do not typically consider this question. However, starting life insurance at a younger age can provide significant financial advantages. Life Insurance for Young Adults explains that purchasing life insurance at a young age allows you to secure lower premiums and lock in affordable […]

Should a College Student Have Life Insurance? Why younger generations ...

September 27, 2019 in life tagged buying life insurance / cash value / Financial planning / life insurance / term life insurance by Admin

Long Term Care — Did you know that 4 out of 10 people over the age of 85 develop dementia? If you or someone in your family were in this situation, what would you do? Assuming that Medicare will take care of the costs might not be the best idea. Medicare will cover skilled […]

Consider Long Term Care

July 26, 2019 in life tagged Financial planning / life insurance / long term care insurance / permanent insurance / retirement planning by Jenny McCann

Charitable giving — “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” —Shannon Adler A legacy is how people remember you. One great way to build your legacy is by giving back and helping others. If you had this […]

Leave Your Legacy with Charitable Giving

June 27, 2019 in life tagged beneficiary / death benefit / Financial planning / life insurance by Jenny McCann

Saving for retirement is not something you have to worry about until you’re like 40, right? That should give you enough time! This statement is fore false than quotes found on the internet. So when should you start saving for retirement? Learn how and when to start, then act on […]

When Should You Start Saving for Retirement?

June 21, 2019 in life tagged 401k / annuities / Financial planning / retirement planning / Savings by Jenny McCann

daylight savings time — Daylight Savings Time (DST) adjusts time by adding one hour to standard time. As a result, evening daylight increases by one hour. So, summer is the most useful time for this concept. Many countries extend evening daylight in spring and end it in the fall. History of Daylight Saving Time […]

The History of Daylight Savings Time

March 10, 2018 in life tagged environment / Financial planning / healthy living / history / personal wellness by Jenny McCann

perfect gift — The Perfect Gift Consider when you give or receive the perfect gift. For most people, that time includes birthdays, holidays, and major life events. Now consider appropriate gifts to give or gifts you enjoy receiving. Gifts vary by the occasion. Typical birthday and various holiday gifts include gift cards, unique […]

Life Insurance Is the Perfect Gift

March 2, 2018 in life tagged buying life insurance / Financial planning / future / holidays / Valentine's Day by Jenny McCann

life insurance claim — Securing a life insurance policy is one of the best ways to ensure your family’s financial future after your passing. However, even with a policy in place, certain mistakes could prevent your loved ones from receiving the payout they deserve. Regardless of the type of life insurance you have, be […]

The 5 Most Common Mistakes That Can Void Your Life ...

February 16, 2018 in life tagged denied claims / Financial planning / life insurance beneficiary / Life Insurance claims / life insurance mistakes by Jenny McCann