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Imagine buying a house without asking a single question about the process or choosing a random car off the lot and not knowing any of its specs. It would be crazy! Big purchases and investments, like life insurance, require careful consideration. A part of that thought process should be asking […]

5 Questions to Ask Your Life Insurance Agent Before Buying ...

October 30, 2024 in life tagged life insurance / life insurance agent / life insurance terms by Kayla Gonzalez

In the forest, a father holds his daughter and reads her a book. — The best life insurance covers everything you need in your present and protects your future as well. If you are unfamiliar with life policies and their terms, let’s look at what you must know before purchasing a life insurance plan. What is it? At its core, life insurance offers a […]

What is the Best Life Insurance?

March 27, 2024 in life tagged benefits of life insurance / buying life insurance / life insurance agent / life insurance terms / whole life insurance by Joey Hinojosa

indemnity — Health insurance can be categorized into two very broad categories: indemnity vs. managed care health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose what providers and hospitals you choose to go to. The insurance company would then be responsible for a […]

Indemnity vs. Managed Care

May 25, 2021 in Health / life / Medicare / Uncategorized tagged advantages of life insurance / cost of life insurance / indemnity / life insurance / life insurance terms by Kayla Gonzalez

It is important for consumers to regularly re-evaluate their life insurance policies. — You’ve worked hard to build a great career to support your family and have invested in a new life insurance policy to protect them if anything were to happen to you. The hardest part is over; you’ve taken a huge step towards protecting your loved ones from unexpected financial hardship. […]

Should I Re-evaluate My Life Insurance Policy?

September 17, 2020 in Health / life / Medicare tagged insurance coverage / life insurance / life insurance terms by Macee Hall

an agent helping with underwriting life insurance during COVID-19 — What has changed about underwriting life insurance during COVID-19? Almost everything about our lives has been affected by the COVID-19 pandemic, our businesses, our schools, and our favorite restaurants. Another thing that has changed is the underwriting process for life insurance, which varies by carrier. Transamerica One of the carriers […]

Underwriting Life Insurance During Covid-19

August 14, 2020 in life tagged health / health risk / life insurance terms / public health / Underwriting by Jenny McCann

Life insurance ownership has fallen by 9% over the past decade according to the 2020 Insurance Barometer Study. There are many different reasons for the decline, most notably due to the decline in employer-paid group life insurance benefits over the past 10 years. This drop although sharp has not caused […]

Life Insurance Ownership has Fallen in 2020 But The Need Is ...

June 5, 2020 in life tagged life insurance / life insurance agent / life insurance terms / long term care insurance by Jadon Sennet

term insurance and permanent insurance — Term Insurance and Permanent Insurance Made Easy Hey welcome back! This is Enrique with Empower Brokerage. Today, I want to talk about term insurance and permanent insurance. Most people are familiar with term life insurance, and a lot of people want to learn more about whole life, or permanent life […]

Term Insurance and Permanent Insurance Made Easy

January 20, 2018 in life tagged insurance rates / life insurance / life insurance terms / permanent insurance / term life insurance by Jenny McCann

Even at the best of times, understanding life insurance can be a tricky undertaking. It can be so confusing that a lot of people avoid the topic altogether. Consequently, people live without important coverage designed to protect them from grave financial loss. Do not let field terminology hold you back! […]

Life Insurance Terms to Know

December 15, 2017 in life tagged education / insurance industry / life insurance / life insurance terms by Jenny McCann

Does a DWI disqualify me from a life insurance policy? Interestingly enough, many clients ask this question. In short, yes. Life Insurance Companies may decline application requests if there’s a recent history of DWIs. However, depending on when you were charged with the DWI, you may be eligible for life […]

Does a History of DWIs Disqualify Life Insurance Applicants?

September 3, 2017 in life tagged denied life insurance / life insurance applications / life insurance terms by Jenny McCann