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The St Vincent Volcano Eruption in the Caribbean happened last Friday as La Soufriere erupted for the first time in over 40 years. On the northern end of St. Vincent and the Grenadines, La Soufriere had been dormant since 1979, until Friday morning when the volcano moved into an explosive […]

St. Vincent Volcano Eruption

April 17, 2021 in Health / life tagged education / health / history / life insurance by Jeffrey Cooperstein

Drug-gene testing may be the answer to getting patients DNA-compatible medications. Photo by the National Cancer Institute on Unsplash. — Understanding drugs and your DNA… Did you know that a DNA sample can tell you how you’ll respond to certain drugs? A new and increasingly popular practice called pharmacogenomic testing, or drug-gene testing, makes it possible to sequence a patient’s DNA and determine which medications will work with their body… […]

Drug-Gene Testing: Is Your DNA the Future of Pharmaceuticals?

April 16, 2021 in Health / Medicare tagged health / history / life insurance / mental health by Cristin Dickey

From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded ACA subsidies available to most Americans. — The recently approved American Rescue Plan Act of 2021 is bringing some significant changes to the Affordable Care Act (ACA). From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded […]

American Rescue Plan Offers Expanded ACA Subsidies

April 15, 2021 in Health tagged history / individual plans / insurance agents / life insurance by Macee Hall

group health insurance — Group and Individual Health Insurance With the drastic increase in health care costs, not having health insurance seems to be a non-option. In the past, there was a large dependence on receiving health insurance through your employer. The employer would take care of most of the process. They would do […]

Group and Individual Health Insurance

April 1, 2021 in Health / life / Medicare tagged group insurance / illness / individual plans / life insurance by Kayla Gonzalez

history of insurance — A History of Insurance in the US We have lived with insurance for such a long time that it almost seems like it has always been around. That has not been the case. Like everything, insurance had its start somewhere. We will be taking a look at the history of […]

A History of Insurance in the US

March 30, 2021 in Health / life / Medicare tagged education / life insurance / United States of America by Kayla Gonzalez

life insurance claim — Why Your Life Insurance Claim Can Be Denied Life insurance is a plan put into place to ensure that your loved ones are taken care of when you are gone. It allows them financial stability to continue living as they were. The worst thing that can happen is that they […]

Why Your Life Insurance Claim Can Be Denied

March 20, 2021 in Health / life tagged denied claims / denied life insurance / life insurance / Life Insurance claims by Kayla Gonzalez

life insurance — Why You Need A Life Insurance Policy No one ever wants to think about dying, but we can live our lives much better once we know that we have a plan in place to take care of our loved ones when we are gone, and life insurance does just that. […]

Why You Need A Life Insurance Policy

March 13, 2021 in Health / life tagged business planning / death benefit / Final Expense / life insurance by Kayla Gonzalez

Return of Premium policies are an attractive option to people who want to have coverage, but don’t want to be sinking money into a whole life policy. The name of the policy is self explanatory: At the end of the term, the policyholder will receive their premium back in full […]

Return of Premium Policies

March 12, 2021 in life tagged life insurance / life insurance riders / premiums / whole life insurance by Jeffrey Cooperstein

buying life insurance — Tips for Buying Life Insurance for the First Time Does all the terminology and array of options make you nervous about purchasing your first life insurance policy? Not to worry; I am going to provide you with a valuable list of tips for buying life insurance for the first time. […]

Tips for Buying Life Insurance

March 9, 2021 in Health / life tagged buying life insurance / cash value / finances / life insurance by Kayla Gonzalez

we compiled these brief descriptions of guaranteed and simplified issue policies to help you decide if one of these options is the right fit for you! — You have probably heard the terms guaranteed issue and simplified issue in the past, but you may not be aware of the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information. It is important to break the info […]

Defining Guaranteed Issue and Simplified Issue

February 15, 2021 in Health / life / Medicare tagged Guaranteed Issue Life Insurance / insurance coverage / life insurance / medical exam / simplified issue by Macee Hall