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Yearly Archives: 2022

do i have too much life insurance — We all know that protection and preparation for unknown situations are critical, but what about having too much life insurance? A financial safety net to fall back on is significant to put into place for your family, but can the blanket be too big? Yes! It actually may be possible […]

What Is Too Much Life Insurance?

September 7, 2022 in life tagged Financial planning / permanent life insurance / term life insurance by Jose Lerma

A family smiles and hugs each other — The beginning of September marks the first day of Life Insurance Awareness Month. You may be familiar with life insurance, or perhaps you do not know anything about the topic. Let us examine why a person should consider purchasing a life insurance policy and understand the different kinds of life […]

Life Insurance Awareness Month

September 1, 2022 in life tagged Financial planning / life insurance / term life insurance by Joey Hinojosa

A bushel of colorful healthy peaches is seen. — When you think of eating a healthy fruit snack, you imagine bright red apples, richly purple grapes, or vividly yellow bananas. But dark yellow peaches are another appetizing fruit with health benefits. Farmers harvest peaches from June to August, so if you have not eaten a peach recently, consider buying […]

Peach Health Benefits

August 24, 2022 in Health / life tagged Health Benefits / immune system / nutrition by Joey Hinojosa

Old Asian couple smiling. — Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?

August 17, 2022 in life / Medicare / Uncategorized tagged beneficiary / insurance coverage / joint life insurance / life insurance riders / premiums by Kayla Gonzalez

misconceptions about life insurance thumb — There are many misconceptions about life insurance, and questions often arise when it comes time to review and purchase a life insurance plan. You might believe that insurance is too expensive, that it is only for older people, or that you are not old enough to buy life insurance. Life […]

Misconceptions about Life Insurance

August 10, 2022 in Health / life tagged employer life insurance / insurance coverage / life insurance myths / pre-existing conditions by Jose Lerma

Man writing notes about his relationship with finances — How is your relationship with money? How is your relationship with money? Finances and money represent one of the principal concerns during our adult lives. Much of our effort and quality of life will depend on how we manage our finances while we work. During this time, we must plan for […]

How is your relationship with money?

August 3, 2022 in life tagged Financial planning / money management / Personal Finances / retirement planning by Jessimar Lopez

A tire with safe tread depth is seen. — People don’t usually consider the importance of items we use daily. We drive to work every day and might not think about the significance of our vehicle tires but practicing car tire safety is critical. How can I tell if my car tires are safe to drive on? A tire […]

Car Tire Safety

July 27, 2022 in life tagged money management / prevention / safety by Joey Hinojosa

Child swimming under water. — Cool Off With a Swim With the summer season in full swing, everyone needs to cool off. The easiest way is to have family fun as you get refreshed in the swimming pool. Whether it is the local pool or your own, everyone should know the basics to maintain safety […]

Swimming Safety Tips

July 13, 2022 in life tagged child safety / safety / summer by Kayla Gonzalez

Hands of a person dealing with death. — Many people associate dealing with death as a part of being elderly. They believe that they will never die. They have not dealt with death and do not understand what dealing with death means. The truth is that we never know when we are going to die. Fortunately, we can […]

Dealing with Death

July 1, 2022 in life tagged emotional health / family therapy / mental health by Jose Lerma

Couple looks stressed over denied life insurance application. — Getting Denied Isn’t The End Getting a life insurance policy is a serious financial decision made with the best intentions to provide for your family when you are no longer here. Have you been denied life insurance? It can be disappointing when your application is denied. It is important to […]

Denied Life Insurance? What Now?

June 15, 2022 in life / Uncategorized tagged denied life insurance / Financial planning / insurance coverage / life insurance applications / pre-existing conditions by Kayla Gonzalez