Why You Need A Life Insurance Policy No one ever wants to think about dying, but we can live our lives much better once we know that we have a plan in place to take care of our loved ones when we are gone, and life insurance does just that. […]
life
Return of Premium policies are an attractive option to people who want to have coverage, but don’t want to be sinking money into a whole life policy. The name of the policy is self explanatory: At the end of the term, the policyholder will receive their premium back in full […]
Return of Premium Policies
Spring and summer are on their way, so many families are planning vacations and outings to break out of the monotony of the past winter. Though new vaccinations and ongoing social distancing efforts have helped keep cases at bay between surges, the pandemic is still far from over. When planning […]
Planning Safe Trips During COVID
Tips for Buying Life Insurance for the First Time Does all the terminology and array of options make you nervous about purchasing your first life insurance policy? Not to worry; I am going to provide you with a valuable list of tips for buying life insurance for the first time. […]
Tips for Buying Life Insurance
TERM VS. WHOLE LIFE INSURANCE As a new employee of Empower Brokerage, I am beginning to understand the overwhelming feeling that comes along with learning about insurance. There seems to be a million terms and concepts that accompany it. And just when you think you got those down, a million […]
Term vs. Whole Life Insurance
Texas opens 100 Percent as Governor Greg Abbott announced last Tuesday that Texas is lifting restrictions regarding COVID-19 on March 10. According to the executive order signed by Abbott, all businesses will be allowed to open at 100 percent capacity, and the statewide mask mandate will end on the 10th. […]
Texas Opens 100 Percent
COVID-19 numbers are trending down due to a multitude of contributing factors. According to the New York Times, the data shows that over the past 28 days, the COVID-19 Pandemic has shown encouraging signs of receding in some of its hottest spots around the globe. As of January 11, the […]
COVID-19 Numbers are Trending Down
You have probably heard the terms guaranteed issue and simplified issue in the past, but you may not be aware of the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information. It is important to break the info […]
Defining Guaranteed Issue and Simplified Issue
The year has been a hectic time, leaving many to feel the effects of stress and burnout. According to ABC News, the percentage of Americans who are reporting depression and related symptoms tripled due to the ongoing COVID-19 pandemic. Especially in tough times, it is important to remember to keep […]
Improving Your Life With the Three Rs
How To Use Life Insurance to Supplement Retirement Income Enrique Torres, Life and Financial Product Specialist at Empower Brokerage, shares how to use life insurance for retirement. Specifically, permanent life insurance and how it can complement your retirement planning. Most of us think of saving money for retirement in either […]