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Empower financial risk spectrum — Life Insurance and The Financial Risk Spectrum The above graphic from AIG demonstrates a broad overview of a consumer’s financial risk spectrum over the course of their life. This is a great demonstration of how you can benefit with Term Life Insurance. Pre-Retirement Years As you can see on the […]

Life Insurance and The Financial Risk Spectrum

September 28, 2019 in life tagged cash value / life insurance / permanent life insurance / retirement planning / term life insurance by Jenny McCann

The average college students between the ages of 18–23 do not typically consider this question. However, starting life insurance at a younger age can provide significant financial advantages. Life Insurance for Young Adults explains that purchasing life insurance at a young age allows you to secure lower premiums and lock in affordable […]

Should a College Student Have Life Insurance? Why younger generations ...

September 27, 2019 in life tagged buying life insurance / cash value / Financial planning / life insurance / term life insurance by Admin

Ideally, everyone sees on social media nowadays people who are “fit”. A study was conducted that has shown that 75% of Americans want to exercise to be apart of their daily lives, but only about 33% of that group actually go and do the exercise; which is a total to […]

How exercise can save you money.

August 1, 2019 in life tagged Fitness / Health Benefits / healthy living / life insurance / physical health by Admin

Long Term Care — Did you know that 4 out of 10 people over the age of 85 develop dementia? If you or someone in your family were in this situation, what would you do? Assuming that Medicare will take care of the costs might not be the best idea. Medicare will cover skilled […]

Consider Long Term Care

July 26, 2019 in life tagged Financial planning / life insurance / long term care insurance / permanent insurance / retirement planning by Jenny McCann

Charitable giving — “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” —Shannon Adler A legacy is how people remember you. One great way to build your legacy is by giving back and helping others. If you had this […]

Leave Your Legacy with Charitable Giving

June 27, 2019 in life tagged beneficiary / death benefit / Financial planning / life insurance by Jenny McCann

IBC — Student loans are on the rise faster than ever. Universities are charging more for education every year. College expenses compound quickly. For the class of 2018, 69% of college students took out a loan. The average student debt after graduation was about $29,800. These loans have become a huge financial […]

Pay Off Student Loans with the IBC

June 21, 2019 in life tagged individual plans / insurance industry / life insurance / student loans / whole life insurance by Jenny McCann

Life Insurance Life insurance is a contract with an insurance company. There are many different types of life policies like whole life, term life or universal life. Premiums are paid to the insurance company and, in all but whole life, are exchanged for a lump sum payment. This lump sum […]

Whole Life vs. Investments

June 19, 2019 in life tagged buying life insurance / cheap life insurance / income / life insurance by Jenny McCann

It’s common knowledge that we live in an age of immediate gratification. Fast food restaurants are on every corner, and tiny computers are giving us everything we need right at our fingertips. It’s easy to get caught up in what’s happening right now. Especially if you’re in college, like me, […]

Life Insurance for College Students

June 18, 2019 in life tagged Final Expense / life insurance / term life insurance by Jenny McCann

special needs — Term life insurance is insurance that pays out a sum of money upon the death of the insured person. This financial payout can be essential for families who have someone depending on them financially. Life insurance is often associated with spouses, parents, or individuals nearing retirement. However, one group that […]

Special Needs: Life Insurance For Those Who Need Extra Help

June 17, 2019 in life tagged life insurance / Special needs trust / term life insurance / whole life insurance by Jadon Sennet

With Father’s Day approaching, you might be looking for the perfect gift to give your dad. Instead of that new tool kit or even the comfy socks, why not give him an inexpensive gift that keeps on giving? We’re talking about a term or permanent life insurance policy! This gift […]

Father’s Day Gift Perfect For Your Dad, A Life Insurance ...

June 12, 2019 in life tagged life insurance / permanent life insurance / term life insurance by Jadon Sennet