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Couple looks stressed over denied life insurance application. — Getting Denied Isn’t The End Getting a life insurance policy is a serious financial decision made with the best intentions to provide for your family when you are no longer here. Have you been denied life insurance? It can be disappointing when your application is denied. It is important to […]

Denied Life Insurance? What Now?

June 15, 2022 in life / Uncategorized tagged appeal / denied life insurance application / insurance agent / life insurance / life insurance application / permanent life insurance / term life insurance / what do I do if my life insurance application is denied by Kayla Gonzalez

life insurance — Looking Into Life Policies – When Do I Need It? Life insurance has always been marketed as a way to provide financial protection for your family– implying you have a spouse and/or children– should you pass away. Therefore, it can be difficult to decide whether or not you need a […]

I’m Single, Do I Need Life Insurance?

January 20, 2022 in life tagged debt / do I need life insurance if I am single / funeral / life insurance / life insurance policy / no dependents / single by Kayla Gonzalez

Life Insurance Awareness Month — Welcome the Season with Life Insurance Awareness Month September is Life Insurance Awareness Month, also known as LIAM! LIAM is a nationwide campaign that was coordinated by Life Happens in 2004. The campaign is meant to inform the public about the importance of obtaining the appropriate type and amount of […]

September is Life Insurance Awareness Month

September 3, 2021 in Health / life / Medicare / Uncategorized tagged LIAM / life happens / life insurance / life insurance awareness month / life insurance coverage / September by Kayla Gonzalez

indemnity — Health insurance can be categorized into two very broad categories: indemnity vs. managed care health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose what providers and hospitals you choose to go to. The insurance company would then be responsible for a […]

Indemnity vs. Managed Care

May 25, 2021 in Health / life / Medicare / Uncategorized tagged advantages of life insurance / cost of life insurance / indemnity / life insurance / life insurance terms by Kayla Gonzalez

Updated CDC guidelines could soon feature the removal of outdoor mask mandates, according to health experts around the nation. According to the Center for Disease Control director Dr. Rochelle Walensky, that could be a possibility. With over 84 million people fully vaccinated against COVID-19 in the United States, the CDC […]

Updated CDC Guidelines

May 2, 2021 in Health / life tagged health screening / healthy living / life insurance / telehealth by Jeffrey Cooperstein

The St Vincent Volcano Eruption in the Caribbean happened last Friday as La Soufriere erupted for the first time in over 40 years. On the northern end of St. Vincent and the Grenadines, La Soufriere had been dormant since 1979, until Friday morning when the volcano moved into an explosive […]

St. Vincent Volcano Eruption

April 17, 2021 in Health / life tagged education / health / history / life insurance by Jeffrey Cooperstein

Drug-gene testing may be the answer to getting patients DNA-compatible medications. Photo by the National Cancer Institute on Unsplash. — Understanding drugs and your DNA… Did you know that a DNA sample can tell you how you’ll respond to certain drugs? A new and increasingly popular practice called pharmacogenomic testing, or drug-gene testing, makes it possible to sequence a patient’s DNA and determine which medications will work with their body… […]

Drug-Gene Testing: Is Your DNA the Future of Pharmaceuticals?

April 16, 2021 in Health / Medicare tagged health / history / life insurance / mental health by Cristin Dickey

From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded ACA subsidies available to most Americans. — The recently approved American Rescue Plan Act of 2021 is bringing some significant changes to the Affordable Care Act (ACA). From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded […]

American Rescue Plan Offers Expanded ACA Subsidies

April 15, 2021 in Health tagged history / individual plans / insurance agents / life insurance by Macee Hall

group health insurance — Group and Individual Health Insurance With the drastic increase in health care costs, not having health insurance seems to be a non-option. In the past, there was a large dependence on receiving health insurance through your employer. The employer would take care of most of the process. They would do […]

Group and Individual Health Insurance

April 1, 2021 in Health / life / Medicare tagged group insurance / illness / individual plans / life insurance by Kayla Gonzalez

history of insurance — A History of Insurance in the US We have lived with insurance for such a long time that it almost seems like it has always been around. That has not been the case. Like everything, insurance had its start somewhere. We will be taking a look at the history of […]

A History of Insurance in the US

March 30, 2021 in Health / life / Medicare tagged education / life insurance / United States of America by Kayla Gonzalez