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Empower financial risk spectrum — Life Insurance and The Financial Risk Spectrum The above graphic from AIG demonstrates a broad overview of a consumer’s financial risk spectrum over the course of their life. This is a great demonstration of how you can benefit with Term Life Insurance. Pre-Retirement Years As you can see on the […]

Life Insurance and The Financial Risk Spectrum

September 28, 2019 in life tagged cash value / life insurance / permanent life insurance / retirement planning / term life insurance by Jenny McCann

Should a college student have life insurance? The average college student, age 18-23, does not typically consider this question. The Post-Millennial Generation, often referred to as Gen Z, are within their prime, and are the future of what society can be. I believe that at such a young age the […]

Should a College Student Have Life Insurance? Why younger generations ...

September 27, 2019 in life tagged buying life insurance / cash value / Financial planning / life insurance / term life insurance by Admin

Ideally, everyone sees on social media nowadays people who are “fit”. A study was conducted that has shown that 75% of Americans want to exercise to be apart of their daily lives, but only about 33% of that group actually go and do the exercise; which is a total to […]

How exercise can save you money.

August 1, 2019 in life tagged Fitness / Health Benefits / healthy living / life insurance / physical health by Admin

Long Term Care — Did you know that 4 out of 10 people over the age of 85 develop dementia? If you or someone in your family were in this situation, what would you do? Assuming that Medicare will take care of the costs might not be the best idea. Medicare will cover skilled […]

Consider Long Term Care

July 26, 2019 in life tagged Financial planning / life insurance / long term care insurance / permanent insurance / retirement planning by Jenny McCann

Charitable giving — “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” —Shannon Adler A legacy is how people remember you. One great way to build your legacy is by giving back and helping others. If you had this […]

Leave Your Legacy with Charitable Giving

June 27, 2019 in life tagged beneficiary / death benefit / Financial planning / life insurance by Jenny McCann

Saving for retirement is not something you have to worry about until you’re like 40, right? That should give you enough time! This statement is fore false than quotes found on the internet. So when should you start saving for retirement? Learn how and when to start, then act on […]

When Should You Start Saving for Retirement?

June 21, 2019 in life tagged 401k / annuities / Financial planning / retirement planning / Savings by Jenny McCann

IBC — Student loans are on the rise faster than ever. Universities are charging more for education every year. College expenses compound quickly. For the class of 2018, 69% of college students took out a loan. The average student debt after graduation was about $29,800. These loans have become a huge financial […]

Pay Off Student Loans with the IBC

June 21, 2019 in life tagged individual plans / insurance industry / life insurance / student loans / whole life insurance by Jenny McCann

Why is having a final expense plan so important? — The effect of a life policy is often overlooked or seems like an unnecessary expense. This could occur when you have enough wealth to no longer need it, or your kids are grown. If you are a young person with a family that relies on you, a life policy could […]

The Effect of Life Insurance

June 20, 2019 in life tagged beneficiary / benefits / cheap life insurance / debt by Jenny McCann

What is an annuity and what are the benefits? There are many different forms of annuities that come in two separate packages called deferred and immediate. A deferred annuity means the money is invested for a period of time until it is withdrawn (annuitized). This option is popular when saving […]

What Is An Annuity- Family Life Insurance

June 20, 2019 in life tagged annuities / benefits / buying life insurance / cash value / Retirement by Jenny McCann

Life Insurance Life insurance is a contract with an insurance company. There are many different types of life policies like whole life, term life or universal life. Premiums are paid to the insurance company and, in all but whole life, are exchanged for a lump sum payment. This lump sum […]

Whole Life vs. Investments

June 19, 2019 in life tagged buying life insurance / cheap life insurance / income / life insurance by Jenny McCann