insurance coverage



Old Asian couple smiling.
Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?




Couple looks stressed over denied life insurance application.
Getting Denied Isn’t The End Getting a life insurance policy is a serious financial decision made with the best intentions to provide for your family when you are no longer here. Have you been denied life insurance? It can be disappointing when your application is denied. It is important to […]

Denied Life Insurance? What Now?


Cardiac Rehabilitation Program for heart health and healing.
The costs of going through cardiac rehabilitation may be mostly covered by Medicare. Medicare offers a Cardiac Rehabilitation Program through their Part B coverage plans. The program covers both general cardiac rehabilitation as well as intensive cardiac rehabilitation. Rehabilitation The rehabilitation programs provide three main aspects. These are counseling, exercise, […]

Cardiac Rehabilitation Through Medicare


Marriage and Family Therapy is currently under examination for coverage under Medicare and Medicaid. Photo by cottonbro from Pexels.
The Ultimate Collective Everyone has their own idea of what a family is.  Some assert that families are tight-knit groups of blood relatives while others favor found families of friends.  There are sprawling families, sparse families, families that function as refuges, and families that feel lonely even when they’re together.  […]

Will Medicaid Pay for My Marriage and Family Therapy?





we compiled these brief descriptions of guaranteed and simplified issue policies to help you decide if one of these options is the right fit for you!
You have probably heard the terms guaranteed issue and simplified issue in the past, but you may not be aware of the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information. It is important to break the info […]

Defining Guaranteed Issue and Simplified Issue



Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small business healthcare. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get […]

Small Business Healthcare