Medicare


we compiled these brief descriptions of guaranteed and simplified issue policies to help you decide if one of these options is the right fit for you!
You have probably heard the terms guaranteed issue and simplified issue in the past, but you may not be aware of the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information. It is important to break the info […]

Defining Guaranteed Issue and Simplified Issue


If you’re in the mood to try something different in 2021, check out these new year’s resolution alternatives, instead!
Happy New Year! It’s officially 2021, and if you’re anything like me, your new year’s resolutions will probably start to disappear around mid-January. According to a poll from FranklinCovey and also a study from the Journal of Clinical Psychology, approximately one in three resolutions are forgotten before February. Luckily, since […]

New Year’s Resolution Alternatives for 2021






Long-term care insurance helps protect an individual’s assets by providing extra financial coverage in case they ever need assistance in completing their daily activities.
In a report from 2017, AARP revealed that approximately half of Americans over age 64 will need long-term care of some sort within their lifetimes. Although both health insurance and Medicare provide coverage for some long-term care-related costs, there is often a large expense left for the beneficiary to cover. […]

Do I Need Long-Term Care Insurance?







doomscrolling
Doomscrolling is the act of constantly searching through social media and news website feeds looking for negative or saddening information. The act of doomscrolling has increased dramatically during the pandemic and it has likely contributed to the increase in feelings of depression symptoms. Reasons For Increased Doomscrolling There are several […]

Doomscrolling During The Pandemic