Life Insurance & Annuity Experts (888) 539-1633

life

Insurability — Insurability in Life Insurance Completing a life insurance application requires many answers to many questions. First, we determine and assess the need for life insurance. Then, we begin the application. The application starts off with basic demographics. These include name, address, phone number, etc. Then, comes the health, medical history, […]

Insurability in Life Insurance

January 24, 2018 in life tagged hearth health / insurability / life insurance applications / medical exam / Underwriting by Jenny McCann

term insurance and permanent insurance — Term Insurance and Permanent Insurance Made Easy Hey welcome back! This is Enrique with Empower Brokerage. Today, I want to talk about term insurance and permanent insurance. Most people are familiar with term life insurance, and a lot of people want to learn more about whole life, or permanent life […]

Term Insurance and Permanent Insurance Made Easy

January 20, 2018 in life tagged insurance rates / life insurance / life insurance terms / permanent insurance / term life insurance by Jenny McCann

sugary drinks — The Dangers of Sugary Drinks Did you know consuming large quantities of sugary drinks can cause diabetes? Did you know that the extra sugar can lead to obesity? Most people don’t think about what happens when drinking a coke or a sweetened iced tea with a meal. When you drink […]

Dangers of Sugary Drinks

January 19, 2018 in Health / life tagged diabetes / healthy eating / healthy living / nutrition by Jenny McCann

Term Conversion — Term Conversion Situations Hi, my name is Enrique, and I am with Empower Brokerage. Today, I have a quick topic I want to share with you all. I am a life insurance specialist here at Empower Brokerage. I have a background in life insurance as well as banking. For today’s […]

What You Need to Know About Term Conversion

January 17, 2018 in life tagged permanent life insurance / term life insurance / whole life insurance by Jenny McCann

Enough Water — Are You Drinking Enough Water? Consequences of Not Drinking Enough Water Today, I want to discuss water. Very simple – got water like Got Milk? Most people just overlook the importance of water. I was fascinated to find out that sixty percent of your body is water. Wow! The other thing […]

How Much Is Enough Water?

January 15, 2018 in life tagged healthy living / nutrition / organ health / water / Winter by Jenny McCann

Index Account Made Simple Indexed Universal Life Insurance provides two main advantages. Death benefit protection and an Index Account that shields you from negative returns through a zero percent floor and subject to cap. Here’s an example of how the Index Account works in simple terms. RULES OF THE GAME: […]

Index Account Breakdown

December 20, 2017 in life tagged finances / index account / indexed universal life by Jenny McCann

Even at the best of times, understanding life insurance can be a tricky undertaking. It can be so confusing that a lot of people avoid the topic altogether. Consequently, people live without important coverage designed to protect them from grave financial loss. Do not let field terminology hold you back! […]

Life Insurance Terms to Know

December 15, 2017 in life tagged education / insurance industry / life insurance / life insurance terms by Jenny McCann

Life insurance is not a modern invention–it has existed since ancient Rome, so people have been protecting their legacy and families for centuries. But, when and how exactly did life insurance start? 100 B.C. A Roman military leader, Caius Marius, came up with the idea of a burial club among […]

History of Life Insurance: Where It Was and Where It ...

November 12, 2017 in life tagged economics / education / finances / history / insurance industry by Jenny McCann

Life insurance is usually a low priority for most families, dubbed too expensive or unnecessary. This situation tends to result from a lack of education on all the wonderful things life insurance can do. A life insurance policy promises to ensure the security of a family’s future. Because of its […]

Top Five Questions Asked About Life Insurance Answered

November 9, 2017 in life tagged advantages of life insurance / FAQ / permanent insurance / term life insurance / Underwriting by Jenny McCann

It is hard to discuss life insurance with people. No one wants to think about, much less talk about, life after death. But, it is critical to be proactive and put the future ahead of your emotions. It may also seem beneficial that your employer offers life insurance through a […]

Is Employer-Provided Life Insurance Enough Protection?

October 4, 2017 in life tagged buying life insurance / employer life insurance / employer provided life insurance / Financial planning / individual plans by Jenny McCann